What would you like us to do with the funds you've selected
This shows the number of portfolios you hold. Portfolios can be constructed from Unit Trusts & OEICs,IMA Unit Trusts & OEICs,Investment Trusts,Pension Funds,Life Funds,Offshore Funds,Exchange Traded Funds and cash. Holdings and acquisition costs can be recorded so that profits/losses can be calculated. These can be calculated in terms of a number of base currencies. Overall portfolio values, as well as portfolio constituents, can be made the subject of alerts.
You have one watchlist, and this shows you the number of items currently stored in the watchlist. Items stored here do not have holdings records, so this list simply monitors the price of items held, which can also be subject to alerts
This is designed to be a temporary collection of items selected by you for further analysis in the tools section. Items can be subsequently transferred from the Basket to the Watchlist or Portfolio.
Would you invest in a fund managed by someone who is nearing retirement age?
Benefits of using Funds
Funds are pooled vehicles that combine the money of like-minded investors and use the resulting “pool” to purchase a
range of shares, bonds or other assets with the aim of meeting the investors’ needs. Their advantages fall into three main
Access to more companies
By pooling your investment with that of other people with similar objectives, you can gain exposure to a wider range of
investments than you would be able to buy on your own. This increased diversification means that poor performance from one
company can be offset by good performance in another area of the fund.
Investing in a fund also allows you to benefit from the resources, experience and expertise of a professional fund manager
and research team.
Move with the times
Many funds are also actively managed, which means that the manager will seek to adjust the portfolio to benefit from changing
investment opportunities. For example, the fund may add to telecom companies if this part of the market is expected to do
particularly well, perhaps due to changes in regulation or a range of new services that are expected to enhance profits.
Conversely, an active manager will look to sell any company or part of the market that is likely to perform badly. Well-resourced
fund managers are able to stay on top of company and market news flow in a way that private investors cannot. As such, they are
better-equipped to position portfolios optimally for the market conditions.
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