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ISA Guide

 

CAT Standard

CAT stands for charges, access and terms.
The CAT standard is a voluntary Government-formulated code of practice that some providers have applied to their products.

CAT standard ISAs had to set all charges below a defined ceiling, offer easy access to the savings and have terms and conditions that are easy and straightforward.


CAT product providers agree to adhere to these standards for the long-term.

A CAT standard product is neither approved nor has its performance guaranteed by the government.

Note: Since April 2005, the CAT classification has largely been discontinued for the purposes of marketing ISAs, with providers having concluded that the branding has nothing to encourage people to save into the product. Investors who either hold, or are contemplating investment in one of the few remaining CAT products, should make enquiries with the provider, or their intermediary, if there are questions about how.

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