What would you like us to do with the funds you've selected
This shows the number of portfolios you hold. Portfolios can be constructed from Unit Trusts & OEICs,IMA Unit Trusts & OEICs,Investment Trusts,Pension Funds,Life Funds,Offshore Funds,Exchange Traded Funds and cash. Holdings and acquisition costs can be recorded so that profits/losses can be calculated. These can be calculated in terms of a number of base currencies. Overall portfolio values, as well as portfolio constituents, can be made the subject of alerts.
You have one watchlist, and this shows you the number of items currently stored in the watchlist. Items stored here do not have holdings records, so this list simply monitors the price of items held, which can also be subject to alerts
This is designed to be a temporary collection of items selected by you for further analysis in the tools section. Items can be subsequently transferred from the Basket to the Watchlist or Portfolio.
Would you be concerned if a manager of a fund you owned took charge of another portfolio as well?
- The figures are for illustrative purposes only.
- The calculation results show, in today's prices, the pension that might be payable when you retire. This gives us an indication of how much you would be able to buy with your pension if it were payable today.
- When determining the values at today's prices an annual inflation rate of 2.5% is used to reduce the value of the pension pot and pension payable at retirement.
- If selected a tax free lump sum of 25% is deducted from the pension pot.
- Unless otherwise indicated the fund growth rate used is 7% and an annual management charge of 1.5% for the first 10 years and 1% thereafter is applied.
- Monthly contributions are assumed to increase each year in line with inflation (2.5% each year).
- Annuity rates used are sourced from a comprehensive pension website for the UK financial services industry.
- Male life expectancy is: 76.6 years, female life expectancy is: 81 years.
- (A) Selecting a spouse's pension reduces the annuity income payable to you. Should you die in retirement, 50% of the pension income will be paid to your spouse.
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