As the UK’s reputation for financial responsibility has been turned on its head since the end of September, so too has the conventional investment wisdom of the past decade. This is why this month’s cover feature in Trustnet Magazine asks a question that has largely been irrelevant since the Bank of England slashed interest rates to record lows in March 2009 – should you invest any spare cash, or use it to pay off your mortgage?
The spike in interest rates has raised other questions, too: should you buy or rent your home, with property prices likely to fall? Should you buy gilts now yields have hit 3.6%? Do annuities represent value for pensioners once more? And is it worth holding cash in this market? Hannah Smith, Adam Lewis, John Blowers and Cherry Reynard attempt to help with these dilemmas.
Moving on, Tyndall’s James Sullivan explains why Premier Miton UK Multi Cap Income ticks all the boxes of his “four P” checklist, and IFSL Marlborough Multi Cap Income’s Siddarth Chand Lall highlights three shipping companies that are well positioned for growth.
As always, Trustnet Magazine is free – you do not even have to enter any details. Simply click here to start reading, then click the arrow pointing down on the left-hand side of the screen if you want to download the PDF.