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Small cap funds on top in risk/return tables | Trustnet Skip to the content

Small cap funds on top in risk/return tables

10 July 2012

Investors who insist on the stability of large cap funds may be sacrificing more than they realise.

By Thomas McMahon,

Reporter, FE Trustnet

The downside risk of holding smaller companies funds is more than made up for by their superior returns in rising markets over the long-term, according to FE Trustnet research. 

Over 15 years the IMA UK Smaller Companies sector has returned 230.84 per cent, compared with 136.1 per cent from IMA UK Equity Income and 96.89 per cent from IMA UK All Companies. 

Performance of sectors over 15-yrs

ALT_TAG

Source: FE Analytics

It is true the small cap funds have a higher volatility – with an annualised score of 18.51 per cent, compared with 15.49 per cent for the IMA UK All Companies sector and 14.19 per cent for IMA UK Equity Income – and did worse in the falling markets of 2002 and 2008. 

The max drawdown – the amount investors would have lost if they had bought and sold at the worst possible moment – is 52.67 per cent for the IMA UK Smaller Companies sector but just 45.79 per cent for IMA UK All Companies and 44.75 per cent for IMA UK Equity Income. 

However, smaller companies' margin of outperformance during bull markets means that they come out on top over the long-term. 

Year-on-year performance of sectors

Name 2012 returns (%) 2011 returns (%) 2010  returns (%) 2009  returns (%) 2008  returns (%)
IMA UK All Companies 5.69 -7.04 17.53 30.4 -31.96
IMA UK Equity Income 6.14 -2.9 14.58 22.88 -28.54
IMA UK Smaller Companies 9.72 -9.04 31.56 50.18 -40.54

Source: FE Analytics


This is reflected in the three sectors' respective Sharpe ratios*, which show that IMA UK Smaller Companies’ volatility brings with it proportionately higher returns. 

The figure for IMA Smaller Companies is 0.34, more than twice as high as that of the UK Equity Income sector. 

The figure for the IMA UK All Companies sector is even lower, although distorted by the trackers it houses.

Comparison of sectors

Name  Max drawdown Max gain Max loss Sharpe ratio
IMA UK Smaller Companies   -52.67  26.93  -31.11  0.34 
IMA UK All Companies  -45.79  19.22  -29.85  0.07 
IMA UK Equity Income  -44.75  17.96  -26.37  0.16 

Source: FE Analytics

Furthermore, when the sectors' returns are measured from trough to trough, IMA UK Smaller Companies comes out on top, meaning that after a cycle of bull and bear runs it leaves investors better off. 

From October 1998 to April 2003, the sector made 20 per cent, having been up 143.89 per cent at its peak. 

Over the same time period, IMA UK All Companies lost 12 per cent, having peaked 55 per cent up, while the IMA UK Equity Income sector was flat, having risen by 40 per cent at its highest point. 

An examination of the period between the market troughs in 2002 and 2008 shows a similar pattern, with the IMA UK Smaller Companies sector up by nearly 50 per cent in the period. 

This research backs up a recent study of the highest-rated FE Alpha Managers, which was dominated by representatives from the IMA UK Smaller Companies sector. 

Three of the top-rated managers over 10 years run small cap portfolios, with only emerging markets managers challenging their performance. 

The real threat to investors in the smaller companies sector is buying at the market's peak. 

This is an issue with all investments, of course, and last weekend FE Trustnet published an article outlining how investors can avoid making poor timing decisions.

*The Sharpe ratio determines which indices have the best risk-adjusted performance over the set periods. It measures a fund's return relative to a notional risk-free investment – in this case, cash. The difference in returns is then divided by the investment's volatility.

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Data provided by FE fundinfo. Care has been taken to ensure that the information is correct, but FE fundinfo neither warrants, represents nor guarantees the contents of information, nor does it accept any responsibility for errors, inaccuracies, omissions or any inconsistencies herein. Past performance does not predict future performance, it should not be the main or sole reason for making an investment decision. The value of investments and any income from them can fall as well as rise.