Trustnet Magazine is out today, featuring a cover story by Pádraig Floyd about whether the secondary annuities market, set to open for business next year, will offer investors value for money.
Pádraig is returning to familiar ground with this story – he wrote an article for the magazine last year about the impact on annuities when the pension reforms had just been announced, for which he won the Investment Article of the Year prize at the Unbiased Media Awards 2016.
Another issue brought about by recent changes to the pension rules is the shrinking lifetime allowance – Cherry Reynard considers the options available to anyone who is approaching this limit.
A more traditional problem with pensions is sequencing risk, in which a market slump just before retirement can hit the amount in your pot and the income you receive from it. John Blowers investigates ways to mitigate this, while Anthony Luzio looks at how this has become an even more difficult task in the face of the deteriorating outlook for bonds.
In the regular professional investor columns, James Henderson tips three stocks with a habit of paying special dividends, while Ben Willis reveals which fund he is using as a replacement for government bonds, which he says now offer “return-free risk”.
Once again, Trustnet Magazine is and always will be free. Simply click to start reading.
