The dilemma, as always, is where to invest the remainder of your tax free allowance – or in most cases whatever you can afford – before the April deadline. There's plenty to consider at the moment: a looming UK general election, twitchy policy makers and an ailing oil price to name but a few issues to factor into your decision.
However, with rates on even the least flexible cash ISAs seldom over 2 per cent, those with any reasonable time horizon need to be taking some risk. It's easy to get caught up in short-term worries, but waiting for the perfect buying opportunity seldom works.
Me? I use a monthly savings plan to drip feed into six experienced defensive equity managers à la Neil Woodford, using any spare cash to tap into value opportunities when or if they arise à la Russian equities. The second half of this plan has not worked as well as the first... yet anyway!
If you want some inspiration from some individuals who are far more qualified than me, flip straight to page 6, which highlights how a selection of professional investors have put their cash to work this year.
With any luck, this month’s edition will help to shape some of your own ideas for the coming months and years.
Click here to read this month’s edition of Trustnet Magazine